Top 9 reasons why you may need umbrella insurance

Top 9 reasons why you may need umbrella insurance

Many people today have some form of auto and homeowners insurance policy. However, these plans come with limits which make it impossible to provide coverage in case of significant court judgments leaving you paying for both the judgment and cost of defense. This is...
Why everyone needs insurance.

Why everyone needs insurance.

Insurance can sometimes feel like a pretty complicated subject for someone who is not in the industry. However, It can be defined merely as managing risk. When someone buys insurance, he/she shifts the expense of a potential loss to the respective insurance company to...
Insurance 101: Price vs. coverage

Insurance 101: Price vs. coverage

When you decide to purchase low-cost insurance, It is essential to be sure that it does provide the coverage you need. Whether its personal or commercial type, the target should be to strike a balance between cost and coverage to ensure that you are getting the...
Can alcohol use affect your insurance premiums?

Can alcohol use affect your insurance premiums?

Although there are studies out there revealing the positive advantages of having an occasional glass of wine, too much alcohol can also cause serious health effects to your body. As part of managing risk, your insurer will consider your drinking habits when quoting...
What info do I need for a car insurance quote?

What info do I need for a car insurance quote?

Insurance needs differ depending on age, and other factors such as having a family, etc. For this reason, it is important to know your needs each time you go shopping for an insurance policy. Auto insurance have many different coverage options such as, Liability...
Top 8 Most Common Misconceptions On Insurance

Top 8 Most Common Misconceptions On Insurance

Insurance, though a significant part of our modern civilization can be quite confusing to an average person. Unless one works in the insurance industry, most people end up having some kind of insurance policy without necessarily fully understanding how it works. In...